Wednesday, December 14, 2011

Health Insurance is KILLING me

It's open enrollment season and apps are flying around. I anticipated signing up for myself and my husband and having the company pay for it. Altho the company only offered to pay for half of my coverage upfront. Soon it became clear the owner most definitely did NOT want to pay anything. Well, in CA you are required to pay SOMETHING. I really didn't want to miss out on the opportunity of any benefit that any company would provide. But with only over priced policies available, I was looking at having to pay out $750 assuming the company would pay for half my insurance which at this point, was not even sure. My boss kindly said I could "owe them" later. So here I was looking at wracking up debt at the tune of $1000/month and for what ? There are no pressing needs. I just can't do it. After turning in my application to signup, I reneged and said I was declining coverage. It just doesn't make any sense. So my boss decided out-of-hand that the company will indeed cover half of our premium and screw the other owner (she's half owner). She asked if that would change my answer. I thought about it for awhile but being tired and cranky, it was difficult to do so and I found myself not able to concentrate on anything but this. My hopes of having the company pick up the entire tab had vanished. It really bothered me that I could not take advantage of what the company WAS offering. It would seem only fair if you going to allot a certain dollar value to all employees per month, shouldnt you at least give me a little something in my check since i'm NOT taking the plan? Well that's the way I feel But do you think I would ask for that? No. Not now. Maybe later when i can afford to piss people off with my greed. So then I said I should get the dental at least, my teeth are in disrepair and i could use it. So i asked, are you going to pay for half of that? It's somewhere in the $30-$50/month range. And she said "no". "NO"???? WTF ????? So once again I said fuck it. Don't want it. At this point I am so worked up I am ready to cry. Ridiculous. So then she says, she will pay for it and I say "Don't bother. It doent make any sense anyways. Dental doesnt cover much and i can't afford to pay what they DONT cover now anyways ! So why waste the money, right?" UGH I have never been so depressed over something so stupid. This Health Insurance deal is KILLING me !

I'm going online now to search for some home blood testing kits and other laboratory goodies to stuff in our stockings. Merry Christmas !

Tuesday, December 13, 2011

Flying High (Again)

Flying is not much like it used to be. Getting on a plane recently, I had cause to ponder it.

I remember a time when flying to my Mother's house from my boarding school, she decided it would better to pick me up in Oakland rather than drive to San Francisco. Which no doubt, is a better idea. But, if you're familiar with the Bay Area at all, you know that the distance between these two cities is approx nine miles, or the distance of a bridge over the bay. Sure it takes longer than that to drive around to the actual airport, especially in Bay Area traffic. And the SF Airport is not located in the actual city like some airports (thankfully). But taking an actual flight across the bay ? Is just ridiculous. And that, my friends, is what I had to do. I remember it clearly because I was young enough to not realize how silly of an idea it was. Until I got on the plane and we were in the air for approx 5 minutes to jump over the Bay. I looked into it. You can't even GET a flight like that any more. Which I find humorous. It makes sense. I dont think anyone could charge enough to warrant getting a plane in the air any more for that brief amount of time. Nonetheless, it was a flight I won't forget :)



There have been other changes to flying in the past 20 years too. And since the time span i indicated is TWENTY years and not ten, not all changes have to do with 9-11. Besides not getting the free meal (and now, not even getting free fucking peanuts), do you remember when pilots actually served as  tour guides too? They used to tell you to "look out the right side of the plane and you will see 'X'". What ever happened to that? I'm still interested in knowing. I suppose some angry business travellers got tired of being woken up. But somehow, the magic of flying became a borish chore instead. As we flew yesterday and I got a glimpse of some mountains, I looked closely. Below me where large granite formations and, possibly even a waterfall ? I thought we might be over Yosemite but I had no way of knowing. It made sense though. Yosemite is almost a straight line to my house and my house is definitely in the flight plan of those heading to the Bay, which is also almost a straight line to get there.

Of course, as usual, I usually run a blog through my head and then never type it out and post it. In this case, I decided to actually do it since it had been on my mind and of course, once again, I cannot recall all the thoughts that had gone through my head, there seemed to be more but I can't currently recall what they were.